Fried on Business
Fried on Business started as the longest running (10 years) business radio show on AM 880 in Miami. It continues today as an informative, radio show-style podcast bringing together real estate, business, well-being and technology leaders. With Jim Fried's energy and "It's all about you!" approach, the Fried on Business podcast delivers content tailored to listeners across the country.
Fried on Business
Mortgage Market Update - Is now the Time to Get Your Loan?
In Episode 824 of Fried on Business, host Jim Fried welcomes Ed Cairo, founder and principal of American Home Finance Group, for a timely and strategic conversation about the state of the mortgage market in 2025.
As homebuyers, investors, and real estate professionals navigate the uncertainty of rising interest rates, tighter lending conditions, and shifting credit strategies, Ed brings clarity and practical advice from the front lines of financing.
Drawing on decades of experience in residential and investment property lending, Ed shares:
What interest rate movements mean for first-time buyers and investors
How banks are changing their underwriting in today’s market
The biggest mortgage mistakes buyers are making right now
When refinancing makes sense—and when it doesn’t
How brokers can better educate and guide their clients
Whether you're trying to secure a home loan, advising clients, or investing in income property, this episode delivers the financial insights you need to make smart, confident decisions.
Ed also discusses how private lenders and smaller firms are stepping up as big banks tighten credit, and why personalized service is more important than ever in today’s lending landscape.
🎧 Tune in now for a real-world look at what’s happening behind the mortgage curtain—and how to use it to your advantage.
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Jim Fried has been a real estate business person since 1980 and has had his own radio show since 2009.
Mr. Fried specializes in capitalizing commercial real estate transactions, unearthing urban land opportunities and is also a private lender.
He has been active in the real estate industry for many years as a financial intermediary, broker and investor. He has experience with many property types including, but not limited to: apartments, condominiums, retail centers, office buildings, industrial parks and health care – with a special focus on memory care.
Jim has closed over $3BB in real estate transactions during his career in markets across the eastern US.
Jim uses his communication skills to inform and entertain on his weekly podcast show – Fried on Business. Of course, the show discusses real estate, but he also tackles issues such as branding, sports business, philanthropy, entrepreneurship, public private partnerships as well as health and wellness.
He is also a mentor to many up and coming people in the real estate industry through his membership on the Board of The University of Florida’s Bergstrom Center for Real Estate Studies.
Mr. Fried is a winner of the Miami-Dade Public School Alumni Achievement Award.
Contact Jim via email at jim@friedonbusiness.com